Malta Permanent Residence
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Highlights of the Malta Permanent Residence Programme
Since the launch of the Malta Permanent Residence Programme in 2015, the government has approved about two thousand investor applications.
Applications for permanent residence can only be submitted through a licensed agent of the Malta Permanent Residence Programme as stated in regulation LN 121 issued in 2021. The license is issued by the Residency Malta Agency.
Successful applicants are granted Malta permanent residence, which is valid for life. However, the permanent residence card itself has to be renewed every five years, which is much less frequently than a residence permit card.
€150,000 Minimum investment, excluding additional costs
6—8 months Application processing time for Malta permanent residence
Who can participate in the program
8 facts about Malta
Conditions attached to the Malta Permanent Residence Programme
Investors must fulfill the following investment conditions in order to apply for Malta permanent residence:
- Buy or rent real estate;
- Pay government fees;
- Make a donation.
All the conditions are mandatory, apart from the choice of either buying or renting real estate.
The main applicant also needs to prove that they have capital of €500,000, including €150,000 in liquid financial assets, i.e., a deposit, shares and/or bonds. Moreover, they are required to confirm the availability of this capital annually during the first five years of permanent residence.
Buy or rent Real estate investment options in Malta
€500,000 Minimum capital requirement for the main applicant
Benefits of Malta permanent residence
Investor’s costs
1 Rent property in Malta from €164,000
The investor pays government fees and charges, donates to a charity and rents property in Malta for five years. The minimum rent that they need to pay in the south of Malta and the island of Gozo is €10,000 per annum, or €12,000 if the property is located in other regions. The investor’s total costs are €164,400 assuming that their annual rental costs are €12,000, of which €160,000 is the minimum investment amount excluding the associated costs of translation, notary services, medical insurance, etc. The total cost depends on the rental cost and the number of additional applicants. The associated costs for bank commissions, postage of documents and other similar services depend on the location of the investor and the tariffs applicable at their bank.
| Investor | Family with one child | Investor, spouse, child, parent/grandparent of investor/spouse | |
| Real estate rental for 5 years | €60,000+ | €60,000+ | €60,000+ |
| Administration fee | €40,000 | €40,000 | €40,000 |
| Contribution fee | €58,000 | €58,000 | €58,000 + €7,500 for each parent/grandparent |
| Charitable donation | €2,000 | €2,000 | €2,000 |
| Translation and apostille of documents, notary services | €4,000 | €4,000 | €4,000 |
| Medical insurance | €400 | €1,200 | €1,600+ |
| Total | From €164,400 | From €165,200 | From €173,100 |
2 Buy property in Malta from €374,000
The investor pays government fees and charges, donates to a charity and buys property in Malta. The minimum cost of real estate in order to participate in the permanent
residence program depends on the region: in the south of Malta and on the island of Gozo, it is €300,000, while in the north and in the center of Malta, it is €350,000.
The investor’s total costs are €374,400 assuming they buy property for €300,000, of which €370,000 is the minimum investment amount when excluding the associated costs of translation, notary services, medical insurance, etc.
The total cost depends on the price of the property and the number of additional applicants. The associated costs for bank commissions, postage of documents and other similar services depend on the location of the investor and the tariffs applicable at their bank.
| Investor | Family with one child | Investor, spouse, child, parent/grandparent of investor/spouse | |
| Purchase of property | €300,000+ | €300,000+ | €300,000+ |
| Administration fee | €40,000 | €40,000 | €40,000 |
| Contribution fee | €28,000 | €28,000 | €28,000 + €7,500 for each parent/grandparent |
| Charitable donation | €2,000 | €2,000 | €2,000 |
| Translation and apostille of documents, notary services | €4,000 | €4,000 | €4,000 |
| Medical insurance | €400 | €1,200 | €1,600+ |
| Total | From €374,400 | From €375,200 | From €383,100 |
Property examples
Three-bedroom apartments From €450,000
Apartments in a residential complex located in Marsaskala, 200 meters from the sea. The basic layout includes a kitchen with a living room, three bedrooms, two bathrooms and
a veranda overlooking the sea. There are several apartments with an area of 115 m².
Apartments and penthouses From €625,000
The apartments are located in a new residential complex, which is located in Pembroke, 500 meters from the sea. The layout includes a spacious kitchen with living room, three bedrooms, dressing room, two bathrooms and terraces with views of the countryside and the sea. There are several apartments and
a two-level penthouse with an area of 137 m².
Apartments, duplexes and penthouses from €740,000
Property in the SDA, which is located in Sliema, 100 meters from the sea. The complex has its own infrastructure: with a private swimming pool, gym, parking and 24-hour security. Open-plan apartments, duplexes and penthouses at least 176 m² in size are available.
Permanent residence application process
Preliminary Due Diligence check
Our Anti-Money Laundering Compliance Officer examines the investor’s documents, as well as any information available on the investor, and assesses the possible risks of their application being rejected.
The check is confidential and the investor needs to only show us their passport before we carry out our preliminary Due Diligence. If any points are found that might lead to rejection of the application, we offer a solution to circumvent the problem area, for example, by advising our client to choose another program or by attaching additional documents to strengthen the original application.
Our preliminary Due Diligence check reduces the risk of rejection of our clients’ applications to 1%.
Collection of documents and submission of application
The investor concludes an agreement with Immigrant Invest and we prepare a list of the investor’s personal
and financial documents required for the application. Our lawyers compile a record of their assets, translate documents into English, certify copies through a notary, fill out the application forms and ask the investor
to sign them.
When the package of documents is ready, our lawyers submit the application to the Residency Malta Agency for consideration.
Due Diligence
The Residency Malta Agency conducts its Due Diligence check on the applicant. Sometimes, during the process, the agency asks for additional information, for example, about the investor’s business or finances. Immigrant Invest prepares the answers to these questions together with the investor and submits them to agency.
Fulfilment of investment conditions
When the Residency Malta Agency preliminarily approves the application, the investor must fulfil the investment conditions. This can take up to eight months.
When all the conditions are met, Immigrant Invest’s lawyers submit the supporting documents confirming
the payments, as well as any other clarifications, to the Residency Malta Agency.
Visit Malta to submit biometrics
The investor and their family members travel to Malta and submit their fingerprints at the Residency Malta Agency. This usually takes place after the government has approved the application.
However, the investor can submit their biometric data before the government’s approval of the application, at the stage when they are fulfilling the investment conditions.
Obtaining final approval
The Residency Malta Agency reviews the additional documents that the lawyers submit after the investor has met all the conditions of the program.
Then Immigrant Invest receives the final approval of the application, which means that the permanent residence cards can be produced.
Receiving permanent residence cards
The Residency Malta Agency issues a Certificate of Residence and permanent residence cards. They are sent to Immigrant Invest’s lawyer in Malta and we forward them to the investor. The investor is not required to travel to Malta to collect them.
The permanent residence card for adult applicants is valid for five years. In addition, the permanent residence card of a minor is changed one month after they reach the age of 14 or 18.
Annual verification of compliance with the terms of the program
The Residency Malta Agency annually verifies that the investor is complying with the rules of the program for the first five years, including checking that the investor is continuing to rent or own real estate and has capital of €500,000.
Permanent Residence with Open Window
- Open Window is a licensed agent of the Malta Permanent Residence Programme, license No. AKM-IMIN-23.
- We provide support services for our clients throughout the application process from their first consultation with us to the renewal of their permanent residence after five years.
- We also provide additional services: we help you choose a property, open a bank account, apply for tax residency, add new family members to the program, as well as other services, such as registering a yacht.
